Legal

Section 1

Terms of use

1. Introduction
Afnan Development, LLC d/b/a Afnan & Co. (“Afnan & Co.”, "Company,” “the Company,” “we,” or “us”) is a registered limited liability company under the laws of the State of Maryland. This website (“Website” or “this Website”) is owned, operated, and provided by the Company.
The terms “you,” “your” or “yourself” refer to the user who is browsing this Website. 

The Terms of Use, Disclaimer, and Privacy Policy (the “Terms”) govern your access to and use
of this Website, including content, functionality and services offered on or through this Website.
By using this Website, you accept and agree to the Terms of Use, Disclaimer, and Privacy
Policy.

Please read these Terms carefully before using this Website. By REGISTERING FOR AN
ACCOUNT or otherwise accessing or using this Website, you agree to be bound by the Terms. IF YOU DO NOT AGREE WITH OR DO NOT WANT TO ACCEPT ANY OF THE TERMS, PLEASE EXIT THIS WEBSITE AND REFRAIN FROM ANY FURTHER ACCESS AND USE OF THIS WEBSITE.

2. Ownership, Copyright and Trademark Information 
All content and Website code is the exclusive property of Afnan & Co., its licensors, or third-
party content providers. All trademarks, service marks, trade names, trade dress, copyrights,
patent rights and other proprietary rights in, associated with or utilized on this Website, including content or code, are the property of Afnan & Co. or its licensors. The names of other companies and products and/or services mentioned herein may be the trademarks of their respective owners. Nothing in these Terms or otherwise shall convey to you any ownership or license interest, express or implied, in any content, code, trademarks, service marks, trade names, trade dress, copyrights, patent rights and other proprietary rights in this Website.

“Website Content” means any data, software, text, information, material, statements and
images, as well as graphics, interactive features, video and audio, if any, that is displayed on or
used on this Website. “Website Code” refers to any and all underlying elements of this Website,
including, but not limited to, any source code, object code and other material of any type that
relates to the operation or functions of this Website.

3. Changes or Termination
Afnan & Co. reserves the right, at its sole discretion and without advance notice, to change,
modify, add or remove all or any portion of this Website or the Terms set forth herein, and all
policies and guidelines incorporated herein by reference, at any time. Changes to the Terms shall become effective immediately after being posted to this Website. Your access to and continued use of this Website after any changes are posted shall constitute acceptance of those changes.

You agree that Afnan & Co. may, at any time, terminate, change, suspend or discontinue any content or operating aspect of this Website. Afnan & Co. may also impose limits on or restrict your access to parts or all of this Website without prior notice to you or liability on our part. You agree that Afnan & Co. may, at any time, terminate any authorization, rights and license previously granted, including the right to access this Website and any accounts that you may have in connection with this Website. Upon termination, you agree that you will immediately destroy all material and information gained from your access to this Website.
All provisions in these Terms regarding ownership of Website content and Website code,
confidentiality, the disclaimer of warranty, limitation of liability and indemnification shall
survive such termination.

4. Privacy Policy
Any personally identifiable information (“PII”) you provide via this Website is governed by this
Policy. By providing personal information to this Website, all users fully consent to the
collection, processing and use of such information in the United States in accordance with the
terms of the Policy.

5. Limited License 
Subject to these Terms, you may use this Website and its content for informational purposes
only. You may view and download Website content only for your personal, non-commercial use,
provided you keep intact all copyright, trademarks, service mark and other proprietary notices
contained therein.

If you register for an account or event with Afnan & Co., you may use the transactional portions of this Website to download and print, solely for purposes of transacting with Afnan & Co. or third-party providers, copies of any information that pertains to your transaction(s).

You agree (a) not to copy, reproduce, republish, upload, create derivative works, post, transmit
or distribute (or assist someone else in doing so) any Website content or code for any purpose
without Afnan & Co.’s prior written consent; (b) not to modify or alter Website content or code in any manner or use them in a manner not authorized by these Terms; (c) not to interrupt or attempt to interrupt the operation of this Website in any way; (d) not to place any Website
Content or Website Code on a network; (e) not to access or use any secure, password protected, or non-public areas of the Website without authorization from Afnan & Co.; (f) not to obtain, disclose, use the account, user name, or password of another Website user (or attempting to do the same) at any time or permit any third party to access your account; (g) to notify Afnan & Co. immediately if you suspect any unauthorized use of your account or access to your password; and (h) not to commercially exploit this Website, its content or its code. In addition, you must retain on all Website Content downloaded, all copyright, trademark, service mark and other proprietary notices contained in Website Content.

You are fully responsible for all activity that occurs under your password(s). Therefore, you
agree that you will not share or authorize others to use your password(s). You will be held
financially liable for all damage or injury that results from the usage or activity relating to your
user name and password. You agree to notify Afnan & Co. immediately of any unauthorized use of your password.

With the exception of any non-public transactional information and any PII (as defined in our
privacy policy) submitted by you while using this Website, you agree that any information or
materials about you will not be considered confidential. You further agree that any information
submitted by you via this Website will not be considered your proprietary property.

The sender of any communications to this Website or otherwise to the owners of this Website
shall be responsible for the content and information contained therein, including its truthfulness
and accuracy.

Section 2

Disclaimer

1. For Educational and Informational Purposes Only
The information contained on this Website is for educational and informational purposes only.

2. No Warranties

Afnan & Co. will use reasonable efforts to include current and accurate information on the
Website. However, your use of this Website is entirely at your own risk. The information posted
to this Website may be incomplete or contain inaccuracies and typographical errors. This
Website may have service interruptions. We make no warranty about the reliability of this
Website. This Website, the Website Content and Website Code are provided "as is." Afnan & Co. expressly disclaims all representations and warranties of any kind relating to your access and/or use of this Website, or your reliance on any Website Content, including, but not limited to, the implied warranties of (a) suitability for any particular purpose OR FITNESS FOR A PARTICULAR PURPOSE, (b) merchantability, (c) accuracy and completeness, (d) non-infringement of third-party rights, AND (e) FREEDOM FROM INTERRUPTION, DELAY,
ERRORS, TECHNICAL ERRORS OR UNAUTHORIZED, INJURIOUS INTRUSIONS OR ITEMS, SUCH AS HACKING, VIRUSES AND OTHER HARMFUL COMPONENTS. WARRANTIES, OR ASPECTS OF THEM, THAT ARE, BY LAW, INCAPABLE OF BEING DISCLAIMED IN A PARTICULAR JURISDICTION ARE NOT DISCLAIMED IN THAT JURISDICTION.

3. Third Party Websites
This Website may provide links to websites operated by third parties that are not maintained or controlled by Afnan & Co. in any way. Your use of such websites is at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. You should always read the third-party’s privacy policy and terms of use, as they likely will differ from those for Afnan & Co.’s site. Afnan & Co. is not responsible for any loss or damage of any sort you may incur from accessing any third-party websites and/or dealing with any third party.
You are solely responsible for complying with the terms of use of any such third-party website
and you shall bear all risks associated with the use of such websites. Afnan & Co. does not
endorse the products or services on any linked websites or the content on the website. Such links do not imply that Afnan & Co. sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, service mark, trade name, trade dress, logo or copyright symbol or other intellectual property or proprietary right displayed in or accessible through such links, or that any linked website is authorized to use any trademark, service mark trade name, trade dress, logo or copyright symbol or other intellectual property or proprietary right of Afnan & Co. 

4. External Links to this Site 
All links to this Website must be pre-approved in writing or by e-mail by Afnan & Co. Should you wish to link to this Website, please contact us in writing via electronic mail to: Brian@AfnanCo.com. Afnan & Co. reserves the right in its sole discretion to withhold or
revoke consent to link to this Website at any time.

5. Limitation of Damages
IN NO EVENT SHALL AFNAN & CO. BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE DAMAGES, OR DAMAGES FOR LOSS OF DATA, PROFITS, REVENUE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY’S ACCESS OR USE OF OR RELIANCE ON THIS WEBSITE, WEBSITE CONTENT AND/OR WEBSITE CODE, IN CONNECTION WITH YOUR INABILITY TO ACCESS OR USE THIS WEBSITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT,
DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEBSITE OR ANY WEBSITE OPERATED BY ANY THIRD PARTY OR ANY CONTENTS OF THIS WEBSITE OR ANY OTHER WEBSITE, EVEN IF AFNAN & CO. IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
IN THE EVENT THE FOREGOING LIMITATION OF LIABILITY SHALL BE, FOR ANY REASON, HELD UNENFORCEABLE OR INAPPLICABLE UNDER APPLICABLE LAW, YOU AGREE THAT THE TOTAL AGGREGATE LIABILITY OF AFNAN & CO. TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION (WHETHER IN CONTRACT,TORT OR OTHERWISE) ARISING HERE FROM SHALL NOT EXCEED THE AMOUNT
PAID BY YOU, IF ANY, FOR ACCESSING THIS WEBSITE OR $100, WHICHEVER IS
LESS.

6. Indemnification 
You agree to defend, indemnify and hold harmless Afnan & Co., its officers, directors,
employees, Website service providers, investors, lenders, agents, trade partners, subcontractors,
contractors and suppliers from and against any and all claims, liabilities, damages, losses or
expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of this Website or breach by you of these Terms or by any other person using your user name and/or password.

7. Choice of Law, Notice Regarding State Laws, Jurisdiction, Entire Agreement 
This Website is controlled, operated and administered by Afnan & Co. within the United States. Those who choose to access this Website from locations outside the United States are
responsible for compliance with all applicable federal, state and local laws. 

Any claims or disputes arising from or related to the Website (including, without limitation, the
Terms, the Website Content and the Website Code) shall be brought and governed by the laws of the State of Maryland, without regard to its conflicts of law rules. You expressly and irrevocably consent to the sole and exclusive jurisdiction and venue of the state and federal courts of the State of Maryland, Montgomery County, to resolve any dispute between you and Afnan&Co. related hereto, and you hereby agree to waive all rights to contest this exclusive jurisdiction and venue of such courts. In addition, all disclaimable or waivable local and international provisions related to choice of law or dispute resolution are waived or disclaimed by you in favor of the above choice of Maryland law, jurisdiction and forums for dispute resolution. If otherwise applicable, the Uniform Computer Information Transactions Act (as adopted by any State) and the United Nations Convention for the International Sale of Goods are hereby agreed not to be applicable to these Terms and their subject matters. This Website is not intended as a solicitation to you if you live in a state or jurisdiction where we are not allowed to do business.

You agree and represent that you have read and understood these Terms and that ambiguities, if any, shall not be enforced against the drafter but shall be fairly read so as not to prejudice the
rights of Afnan & Co.

The Terms constitute the entire agreement between Afnan & Co. and you with respect to the matters contained herein. Any cause of action you may have regarding your use of this Website must be commenced within one (1) year after the claim or cause of action arises. If for any reason a body with proper jurisdiction finds one or more provisions of these Terms to be
unenforceable, you and Afnan & Co. agree that all provisions herein shall be enforced to the maximum extent permissible so as to give effect to the intent of the Terms, and the remainder of the Terms shall continue in full force and effect.

8. How to Contact Us
If you have any questions, comments, or concerns about these Terms, our Privacy Policy,
accessibility or the Website content, or if you would like to review, update and delete any
personal information that you provided us through this Website, then please contact Brian Afnan, Principal, at Brian@AfnanCo.com or call (301) 602-7120.

Section 3

EQUAL HOUSING OPPORTUNITY

Material on this Website may be subject to the United States Federal Fair Housing Act of 1968,
as amended, which makes it illegal to advertise “any preference, limitation or discrimination
based on race, color, religion, sex, handicap, family status or national origin or an intention to
make any such preference, limitation or discrimination.” The laws and regulations of other
jurisdictions may add prohibitions against discrimination based on age, parental status, sexual
orientation, political ideology, financial status and the like. Therefore, please contact your local
government for additional information. All dwelling under the jurisdiction of U.S. Federal
regulations or law, advertised by Afnan & Co. and its affiliates, are available on an equal
opportunity basis.

DisclaimerEqual Housing OpportunityTerms of use
Montgomery County Homebuilder Registration No. BC229269
MBIA Member No. 7013196
Copyright 2022 by Afnan Development, LLC. All rights reserved.